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#1 Best Reliable Licensed Moneylender in Orchard Singapore Since 2010

Loan Advisor Best Moneylender


365 Credit Solutions Pte Ltd is an established licensed moneylender since 2010 (formerly known as FLS Credit and Fu Lu Shou Credit), accredited by the Registry of Moneylenders in Singapore. We specialize in providing personal, payday, bridging, foreigner, business loans to Singaporeans & Foreigners working in Singapore.

Our mission is to help make taking a loan a simpler, more understandable process, and to educate our customers about their loan options in the event of an urgent need.

365 Credit is discreetly located at:
14 Scotts Road
#03-64 Far East Plaza
Singapore 228213
(Next to Orchard MRT)

Types of loan:

  • Personal Loan (Monthly Instalment)
  • Payday Loan
  • Foreigner Loan
  • Bridging Loan (After Sales Completion)
  • Business Loan

Directions to 365 Credit?

Orchard MRT Exit A

By Bus:
Far East Plaza (09219)
5, 54, 105, 124, 128, 132, 143, 162, 162M, 167, 171, 190, 518, 518A, 587, 590, 598, 700, 700A, 971E

Nearest Carpark:
Ample Carpark Lots @ Far East Plaza



Opening Hours


10am - 9pm


10am - 9pm


10am - 9pm


10am - 9pm


10am - 9pm


10am - 5pm


10am - 5pm


Our Address:

14 Scotts Road #03-64 Far East Plaza Singapore 228213 (Next to Orchard MRT Exit A)


Apply Loan


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Ida 19/07/2019 12:11 pm

Gladys is very friendly and helpful during my loan application. So far, the best 5 star service i’ve received from a licensed moneylending service. They gave a good advice and when also update promptly on my payment status. I highly recommend if you’re seeking assistance on your loans. Thank you again Gladys!

Evelyn 02/06/2019 10:57 am

I was being served by Kim with a warm welcome and patient which diesnt make me feel embarassed of getting a loan from them wgen un urgent needs

LIZETTE AUSTRIA 26/01/2019 1:16 am

money lender is my life saving choice, been to this moneylender few times and they never failed to help me in times of emergency in my country. all staff are friendly… they will make sure you will feel comfortable and they will attends to your needs.. thankyou 365 credit solution for helping me out to settle my urgent need of money.🙏

Wu 02/08/2018 10:16 pm

5 star service licensed moneylender. Nice friendly personnel there and discreet located at one corner.

Liza 28/04/2018 7:31 pm

It’s my very first time taking up a loan from licensed moneylender, I’ve come across 365 Credit Solutions from the web. After reading the reviews from the web, I finally called and booked an appointment.I’m glad they elaborate the loan details well and make it simple and understandable. I would like to use this opportunity to thank 365 Credit Solutions for the assistance, have a great weekend!

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Documents required for loan application from licensed moneylenders

For Singaporeans / PR
  • NRIC
  • Know your Singpass
  • Proof of Residence – Tenancy agreement or Any recent month letter from your letterbox.
  • Recent 3 Months Payslip
  • Bank Statement (You may log in to Internet Banking)

For Foreigners
  • Work Permit / S Pass / Employment Pass
  • Passport
  • Proof of Residence – Tenancy agreement or Any recent letter from your letterbox.
  • Recent 3 Months Payslip
  • Bank Statement (You may log in to Internet Banking)
  • Employment Contract
  • Staff Card / Pass

For Business Loans
  • ACRA Business Profile (Minimum 2 Years Incorporation)
  • Recent 2 Years Financial Statements
  • Recent 6 Months Company Bank Statements
  • Office / Shop Tenancy Agreement (If Any)
  • Incoming Invoices or Business Contracts
  • Directors / Partners NRIC
  • List of Assets Own by the Company (If Any)

Notes to borrower: LoanCredit.SG aims to be the best financial directory in Singapore. We do not represent any licensed moneylender or offer any loans directly, over the phone or at our office or otherwise. We ensure that all advertisers featured in our business directory are evaluated and selected carefully, particularly those that are licensed by government authorities.

The minimum period of repayment is 2 months and the maximum period of repayment is 6 months. The interest rate offered by the licensed moneylenders is 1% to 4% per month, depending on your credit rating and other factors. This corresponds to a 12% to 48% Per Annum APR based on monthly reducing interest rate.

For example, if you borrow $1,000 for 6 months, at the maximum interest rate of 4% per month (48% APR), your monthly repayment will be $190.76 and total interest for the 6 months is $144.58.
The example mention above is an estimation and for illustration purposes only, please check with the respective Licensed Moneylenders as it may vary due to loan amount, period of loan and other fees such as late fee and late interest rate that may be charged in the event of violation on terms & conditions.