Best Licensed Money Lender in Singapore

365 Credit Solutions Pte Ltd

Address: 14 Scotts Road #03-64 Far East Plaza Singapore 228213 (Next to Orchard MRT Exit A)

Phone: 6222 5500

Licence No.: 12/2019

(15 reviews)

Monthly Flexible Repayment

Low Interest

Top Rated on Google Review


GM Creditz Pte Ltd

Address: 111 North Bridge Road #01-41 Peninsula Plaza Singapore 179098 (Next to City Hall MRT)

Phone: 6588 1886

Licence No.: 88/2018

(17 reviews)

Monthly Flexible Repayment

Low Interest

Top Rated on Google Review


Top Legal Money Lender in Singapore

A financial crisis can happen at any time and you may require an urgent cash loan to overcome it right now.

The best and safest legal source of acquiring a loan in Singapore is through Banks and Licensed Moneylenders.

For short term or urgent loans, we highly recommend getting the loan from a Licensed or Legal Moneylender as it will be less hassle when compared to the long approval process of a Bank. For Licensed Lenders, a loan is usually approved within the same day of application.

There are many loan providers out there, and aims to cut the noise by filtering the best reviewed and reliable licensed moneylenders to help you better select an ideal lender according to your requirements. So do check out the reviews by past lenders on our site.

All the Legal Moneylenders listed on our site are verified to meet the following requirements:

  • No obligation loan inquiry by filling up the form.
  • 30 Mins Quick Cash Loan process.
  • Flexible Monthly Repayment Plans up to 5 Months Instalment.

In our list “Licensed Moneylender Singapore”, we give you all details you need about the legal moneylenders who are permitted to provide loans to the common man. You can get the list of licensed moneylender in Singapore from the government site, however, if you want to get the list of the best licensed moneylenders you can seek help from us. Each moneylender we have included in our list has the credentials verified. We check about their credibility and also we personally study about them to present you with our review. The first and the most important thing that we check is whether they are legal moneylenders. You just have to select the agency from the list we have given on our website.

You can shortlist some moneylenders from our list to start. The next thing you have to check is the feasibility. The feasibility depends on your needs and the amount you are planning to borrow. Our reviews will surely help you in this and you can narrow down the list to the best Legal moneylenders in Singapore. You can even contact them to get to know their terms and conditions. Once you have made up your mind about the moneylender you can visit them at their office and talk about their process. But how will you know whether the moneylender is licensed or not? Well, you do not have to think much about it if you have selected the moneylender from our list – “Licensed Moneylender Singapore”. But we can give you tips if you want to do it yourself or the moneylender’s name is not on our list (something that happens very rarely). Check for their behavior when you approach them for the loan. If you feel that they are not professionals it is better to avoid them. Not only that none of the genuine moneylenders will ask for your personal details (details like passwords and user IDs). You also have to be careful that you do not share your personal information with them when you apply for the loan.

Before you go ahead with the loan make sure you know about the rules and regulations for the licensed moneylenders in Singapore. With the list of licensed moneylender in Singapore, you can also get information about the interest rates applicable to various conditions. For example, a legal moneylender can impose you a maximum of 4% interest on the loan amount and a 4% more if you miss the payment. This will be calculated only from the last month you missed to pay, not on the full amount. When you sign the contract for a loan make sure you read it thoroughly. From this, you can understand that a licensed moneylender will be transparent about all laws of borrowing. If you got the name of the Legal moneylender from other sources like advertisements you can always check the credibility of the advertisements. A licensed moneylender is not allowed to advertise in all the channels. There is a list of channels that are permitted by the government.

To make sure that you are borrowing from the best licensed moneylender you can check our “Licensed Moneylender Singapore” list. Even if you got the name from other sources our website can give you the confirmation about the integrity of the information you got. As mentioned earlier you can always visit the website for Ministry of law to get the “Licensed Moneylender Singapore” list. We know that when you trust us with these crucial details we should be transparent about the details. So you can double check with the registry to confirm that our list of licensed moneylender in Singapore is 100% genuine. Another method to check whether the particular company is a Legal moneylender is to compare the license number on their website or visiting card with the list in the government registry. You can save time if you pick the best licensed moneylender from

A little about the procedure: Once you have decided about the Legal moneylender you can submit the inquiry form online and go in person to collect the loan. A licensed moneylender will be able to guide you through the process and available loan packages. There are different types of loans you can take. Submit the documents asked by the company. This usually includes your employment status, contact details, and even payslips so that they can be convinced that you are capable of repaying the loan. Once the loan is approved collect it and fulfill your needs. You can repay the loan in easy monthly installments. The good thing about licensed moneylenders is that they can help you faster than other money lending services. is always ready to help you with the “Licensed Moneylender Singapore” list and you can find the best licensed moneylender from our list. While composing this list we verified their license and other details furnished on their site. But, the above given information will always help you to understand the facts you have to look into before finalizing a Legal moneylender for you. Our unbiased reviews about these licensed moneylenders will give you an idea of what you can expect from the particular money lending company. Read on to see our “Licensed Moneylender Singapore” list.

Notes to borrower: LoanCredit.SG aims to be the best financial directory in Singapore. We do not represent any licensed moneylender or offer any loans directly, over the phone or at our office or otherwise. We ensure that all advertisers featured in our business directory are evaluated and selected carefully, particularly those that are licensed by government authorities.

The minimum period of repayment is 2 months and the maximum period of repayment is 6 months. The interest rate offered by the licensed moneylenders is 1% to 4% per month, depending on your credit rating and other factors. This corresponds to a 12% to 48% Per Annum APR based on monthly reducing interest rate.
For example, if you borrow $1,000 for 6 months, at the maximum interest rate of 4% per month (48% APR), your monthly repayment will be $190.76 and total interest for the 6 months is $144.58.

The example mention above is an estimation and for illustration purposes only, please check with the respective Licensed Moneylenders as it may vary due to loan amount, period of loan and other fees such as late fee and late interest rate that may be charged in the event of violation on terms & conditions.

30 Mins Express Loan Enquiry

30 Mins Express Loan Enquiry